RT Journal Article T1 The internationalisation process of Spanish banks: a tale of two times A1 Cardone Riportella, Clara A1 Cazorla Papis, Leonardo AB Attempts to shed light on strategies and international entry modes of financial services firms, providing a framework of the internationalisation process in one specific industry. This is based upon the analysis of four case studies of Spanish banks entering the Latin American markets at two different stages – before and after the 1990s – to see how internationalisation strategies of financial services have evolved over time. Shows that, in accordance with the perceived market risk and the commitment of resources involved, firms may opt to enter a foreign market in a gradual (lineal) process or in a more opportunistic (contingent) way. The foreign direct investment decision vis-à-vis the resources and risks involved in the operation has been evolving through time, industry and country of destination. PB MCB UP Ltd SN 0265-2323 YR 2001 FD 2001 LK https://hdl.handle.net/10016/11651 UL https://hdl.handle.net/10016/11651 LA eng DS e-Archivo RD 27 jul. 2024