RT Generic
T1 What do Basel Capital Accords mean for SMEs?
A1 Cardone Riportella, Clara
A1 Briozzo, Anahí
A1 Trujillo Ponce, Antonio
A2 Universidad Carlos III de Madrid. Departamento de Economía de la Empresa, 
AB This paper analyses the impact of the new Basel Capital Accords (Basel II and Basel III) on the bank’s capital requirements in a portfolio of Small and Medium-sized Enterprises (SMEs) when the internal ratings-based (IRB) approach is used. To do this, the study uses a large database of Spanish firms and covers the period from 2005 to 2009. We also examine the effect on the credit risk premium charged by banks of the guarantee offered by a Loan Guarantee Association (LGA) to a SME; and whether this foreseeable decrease in the interest rates applicable to the SME is compensated by the cost of this guarantee
YR 2011
FD 2011-04
LK https://hdl.handle.net/10016/10892
UL https://hdl.handle.net/10016/10892
LA eng
DS e-Archivo
RD 27 jul. 2024