Auto-enrollment, matching, and participation in 401(k) plans

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dc.contributor.author Andrietti, Vincenzo
dc.contributor.editor Universidad Carlos III de Madrid. Departamento de Economía
dc.date.accessioned 2022-03-15T18:45:04Z
dc.date.available 2022-03-15T18:45:04Z
dc.date.issued 2021-03-15
dc.identifier.issn 2340-5031
dc.identifier.uri http://hdl.handle.net/10016/34382
dc.description.abstract This study uses plan-level annual data from Form 5500s to analyze the effects of automatic enrollment and employer matching on 401(k) plan participation rates, and the effect of automatic enrollment on employer average match rates. The potential endogeneity of these 401(k) plan provisions is addressed by exploiting the panel structure of the data. The results indicate that while both auto-enrollment and average match rates have positive and significant effects on plan participation rates, the effect of auto-enrollment is substantially higher. Moreover, auto-enrollment is found to have positive and significant effects on average match rates.
dc.language.iso eng
dc.relation.ispartofseries Working paper. Economics
dc.relation.ispartofseries 21-16
dc.rights Atribución-NoComercial-SinDerivadas 3.0 España
dc.rights.uri http://creativecommons.org/licenses/by-nc-nd/3.0/es/
dc.subject.other 401(K) Plans
dc.subject.other Participation rate
dc.subject.other Auto-enrollment
dc.subject.other Matching
dc.subject.other Fractional response models
dc.subject.other Unbalanced panel data
dc.title Auto-enrollment, matching, and participation in 401(k) plans
dc.type workingPaper
dc.subject.jel D14
dc.subject.jel G23
dc.subject.jel J32
dc.subject.eciencia Economía
dc.identifier.uxxi DT/0000001989
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